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目前我国对农村和中小企业发展的金融支持力度不足,市场失灵问题严重。在市场失灵的情况下,政府理应根据农村和中小企业发展的需要主动、适当参与相关领域的资金配置。同时,在我国目前的社会和经济发展阶段,农村和中小企业的发展也应该是政策性金融的支持重点,笔者认为通过创新运用委托贷款方式来开展政策性金融业务,可以将社会资
At present, China’s financial support for the development of rural areas and small and medium-sized enterprises is not strong enough. The market failure is a serious problem. In the case of market failure, the government should take the initiative and appropriately participate in the allocation of funds in related fields in light of the needs of rural areas and development of small and medium-sized enterprises. In the meantime, in the current stage of social and economic development in our country, the development of rural areas and small and medium-sized enterprises should also be the focus of policy-oriented finance. The author believes that through innovative use of entrusted loans to carry out policy-oriented financial services,