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机动车交通事故责任强制保险自2006年7月实施以来,引发各方探讨和争论不绝于耳。笔者通过研究注意到,通过国家法律强制规定、旨在为交通事故受害人提供及时和基本保障的交强险,实施以来投保率一直低下且未完全发挥其应有的功能。交强险投保率缘何低?本文从不同方面对其原因进行了探析,并提出了应对办法。
Compulsory liability insurance of motor vehicles since its implementation in July 2006, triggering discussions and controversies of all parties. Through the study, the author noticed that through mandatory provisions of national laws, it aims to provide victims of traffic accidents with timely and basic insurance compulsory insurance. Since the implementation of the insurance policy, the rate of insurance has been low and its functions have not been fully realized. What is the reason for the insured rate of strong insurance to be paid? This paper analyzes the reasons from different aspects and puts forward some countermeasures.