几年来,大病保险制度在试点地区取得了明显成效,但仍面临着报销目录受限、筹资难、统筹层次低等诸多困难。近日,国务院这次出台的《关于全面实施城乡居民大病保险的意见》,目的是对大病保险制度的核心原则进一步明确和重申,最关键的还是对于这一制度在具体实施过程中遇到的问题作出更加细致的规范和指导。 Over the past few years, the serious illness insurance system has achieved remarkable results in the pilot areas, but it still faces many difficulties such as limited reimbursement catalog, difficult fund-raising and low overall coordination level. Recently, the State Council’s “Opinions on the Full Implementation of Urban and Rural Residents’ Disease Insurance” was formulated to further clarify and reiterate the core principles of the illness insurance system. The most crucial issue is also the problems encountered in the specific implementation of this system Make more detailed norms and guidance.