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保险代理人制度是保险中介制度的重要组成部分之一。我国自1992年引入保险代理人后,保险事业得到迅速发展,但 相对于保险代理人队伍的迅猛发展,我国保险代理人的主体法律制度存在着保险代理人资格之授予主体不适当;保险代理人资格消 极条件的规定存在明显漏洞;代理人能力级别制度之缺失,应参照各国和地区立法例,力臻完善,以促进我国保险事业有序、高效地发展。
Insurance agent system is an important part of the insurance intermediary system. Since the introduction of insurance agents in our country in 1992, the insurance industry has developed rapidly. However, relative to the rapid development of the insurance agent team, the principal legal system of insurance agents in our country is not appropriate for the qualification of insurance agents. Insurance agents There are obvious loopholes in the qualifications and negative conditions. The absence of the agent’s competence system should be improved with reference to the legislation of other countries and regions so as to promote the orderly and efficient development of China’s insurance industry.