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2014年,面对经济“新常态”和信贷风险复杂多变的形势,农行云南分行加强工作规划,合理布局新增小微信贷业务的行业投向,严格落实信贷担保条件,严控小微信贷风险。截至年末,全行小微企业贷款余额344.07亿元,较年初增加65.89亿元,小微企业贷款余额占全行各项贷款的14.95%;小微企业贷款增量超过上年同期增量,贷款增
In 2014, in response to the complicated economic and “new normal” situation and the complex and volatile credit risk situation, ABC’s Yunnan Branch stepped up its work plan and rationally allocated industries for new small and micro credit businesses. Strictly implemented credit guarantee conditions and strict controls on small and micro enterprises Credit Risk. As of the end of the year, the outstanding loans to small and micro enterprises in the Bank amounted to RMB34,470 million, an increase of RMB6,589 million as compared with the beginning of the year. The outstanding loans to small and micro enterprises accounted for 14.95% of the total loans made by the whole bank. Increase in loans to small and micro enterprises exceeded that in the same period of last year, increase