第一,及时报案保险索赔时的第一个环节就是报案。根据保险合同的规定,保险标的遭到损毁或发生保险事故时,投保人、被保险人、受益人及他们的委托代理人应当尽快通知保险公司,否则由此而造成的损失由受益人自行承担。第二,符合责任范围报案后,保险公司或业务员会告知客户发生的 First, the first step in timely reporting of insurance claims is reporting. Under the provisions of the insurance contract, the insured, the insured, the beneficiary and their authorized agents shall notify the insurance company as soon as possible when the subject matter of the insured is damaged or an insured event occurs, otherwise the resulting losses will be borne by the beneficiary . Second, in line with the scope of responsibility After the report, the insurance company or salesman will inform the customer