在以政府为主导的中国国有商业银行重组模式中,财政和央行共同承担的公共成本是整个银行重组主要的直接成本。在重组过程中,政府倾向于付出更多的公共成本。银行重组的条件、重组过程中政府策略和时机的选择都会对公共成本的影响,中国国有银行重组的历史背景和政府的目标函数决定了重组的公共成本规模较大,中国国有商业银行重组成本偏高。 In the government-led reorganization model of state-owned commercial banks in China, the public costs borne jointly by the financial and central banks are the major direct costs of the entire bank restructuring. In the reorganization process, the government tends to pay more public costs. The conditions of bank reorganization, the influence of the choice of government tactics and timing on the public costs in the reorganization process, the historical background of reorganization of Chinese state-owned banks and the government’s objective function determine that the public costs of reorganization are relatively large and the reorganization cost of Chinese state-owned commercial banks is relatively small high.