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随着信息技术与传统金融的结合,互联网金融已经对传统的银行业务产生了巨大的冲击。本文从互联网金融的特征和发展趋势入手,运用SWOT研究分析了互联网金融对国家开发银行(以下简称开行)的影响,指出开行可借助互联网金融,提升自身金融服务功能,进而加速实现战略转型,并提出了开行在长尾金融市场中积极发挥开发性金融的作用的若干政策建议。
With the combination of information technology and traditional finance, Internet finance has had a huge impact on traditional banking. Based on the characteristics and development trend of Internet finance, this paper analyzes the impact of Internet finance on China Development Bank (SWS) by using SWOT. It points out that ABC can improve its financial services function by means of Internet finance and accelerate its strategic transformation. Put forward a number of policy suggestions on how to develop the role of development finance in the long-tail financial market.