巨灾风险管理基金的重要作用巨灾风险管理基金是以金融保险产品为载体,由政府、资本市场、保险市场等多方主体共同参与,用于分散风险与承担巨灾损失的专项资金。该基金作为巨灾风险市场化、社会化的资源整合平台,是一种巨灾发生前实施积累、发生后用于经济损失补偿的灾前融资新型制度,能够把保险市场和资本市场有机结合起来,使得巨灾风险能够依托保 The catastrophic risk management fund plays an important role Catastrophe risk management fund is a financial insurance product as a carrier, by the government, capital markets, insurance markets and other parties to participate in a total of, for the diversification of risks and commitment catastrophe losses of special funds. As a market-oriented and social resource integration platform for catastrophe risk, this fund is a new type of pre-disaster financing system that is used to accumulate before catastrophe occurred and used for compensation for economic loss after the catastrophe, and can organically integrate insurance market and capital market , So catastrophe risk can rely on insurance