本文通过对浙江某村的调查发现,浙江虽然是经济比较发达的省份,但农户的资金借贷行为较少,依然是自给自足的、保守的生活方式。本次调查选择的地点是经济比较发达的浙江省的某村,有效问卷165份。调查采用标准化问卷,主要涉及该村农户在民间金融组织的融资行为及对民间金融组织的态度,其结果具有一定的代表性和典型性。 Based on the survey of a certain village in Zhejiang Province, this paper found that though Zhejiang is a relatively economically developed province, farmers have less money and credit behavior and are still self-sufficient and conservative lifestyles. The location of this survey is selected a village in Zhejiang Province, a more economically developed economy, with 165 valid questionnaires. The survey uses a standardized questionnaire, mainly involving the farmer households in the village financing behavior of non-governmental financial organizations and attitude towards non-governmental financial organizations, the results have a certain representation and typical.