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有车一族购买了新车后,要做的头等大事就是为车辆购买交强险,因为根据《机动车交通事故责任强制保险条例》规定,在交强险责任限额内,不论被保险机动车在交通事故中是否有过错或过错程度有多大,只要造成受害人的人身及财产损害,保险公司都要在交强险的责任限额内负责赔偿。与商业三责险相比,交强险不仅有利于道路交通事故受害人获得及时有效的经济保障和医疗救治,而且有助于减轻交通事故肇事方的经济负担。
Car owners buy a new car, the top priority to do is to buy the vehicle to pay a strong insurance, because under the “Motor Vehicle Liability Compulsory Insurance Regulations” provides that within the framework of liability insurance, regardless of whether the insured vehicle in traffic accidents The extent of fault or fault, as long as the victim’s personal and property damage, insurance companies must pay the liability within the framework of compulsory insurance liability. Comparing with commercial liability insurance, compulsory insurance is not only conducive to timely and effective economic protection and medical treatment for road traffic accident victims, but also helps to reduce the economic burden on traffic accident victims.