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互联网金融近年来呈现出大数据爆发的形势,而中国互联网金融的迅速发展及第三方支付平台的形成,消费者的消费模式正在进行大规模的变化,以第三方平台通过互联网技术为基础的电子商务也在近年来极速发展。第三方支付平台作为信用中介使买卖双方的利益同时得到足够的保障,因此人们对第三方支付的依赖日益增长,本文浅析了网络第三方支付的风险以及如何加强第三方支付平台的监管,从而保障我国电子商务健康快速的发展。
Internet finance has shown a situation of big data explosion in recent years. With the rapid development of Internet finance in China and the formation of third-party payment platforms, consumer consumption patterns are undergoing large-scale changes to third-party platforms based on Internet technology-based electronic Business is also growing rapidly in recent years. As a credit intermediary, the third-party payment platform guarantees the interests of buyers and sellers at the same time. Therefore, people rely more and more on third-party payment. This article analyzes the risk of third-party payment and how to strengthen the supervision of third-party payment platform Safeguard the healthy and rapid development of e-commerce in our country.