信用消费悄然进入市民生活张军住房可抵押，购车可贷款，电话装机、大宗家电分期付款……“用明天的钱圆今天的梦”，已不再是外国人的专利，家庭信用消费作为现代金融超市现象，正越来越多出现在国人的经济生活中。由于受支付能力的影响和制约，一般工薪族家庭，对于住房... Credit consumption quietly into the public life Zhang Jun housing mortgage, car loans, phone installed, bulk appliances installments ... ... “Tomorrow’s money today’s dream,” is no longer a foreigner’s patent, household credit consumption as a modern Financial supermarket phenomenon, is more and more appear in people’s economic life. Due to the influence and restriction of the ability to pay, the average wage earner families, for housing ...