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今年3月20日,中国邮政储蓄银行正式挂牌成立。作为一家拥有1.7万亿元个人居民储蓄存款的大型金融机构,邮储银行的发展引起了银行同业和社会各界的广泛关注。当邮储迈出改革关键一步的时候,银行同业的改革也在轰轰烈烈地进行着。国有商业银行已经全面股改上市,外资银行也相继注册成立法人分行,银行业的变化和发展日新月异。在银行业改革发展的大潮中,邮储如何走出一条具有自身特色的发展之路,如何在激烈的竞争中拓展自身的发展空间,这是各级邮储经营管理者必须思考的问题。
March 20 this year, China Postal Savings Bank was officially established. As a large financial institution with a deposit of 1.7 trillion yuan of personal savings, the development of the Postal Savings Bank has aroused widespread concern among banks and other sectors of the community. When the postal store to take a crucial step in the reform, the reform of the banking industry is also vigorously carried out. State-owned commercial banks have been fully listed on the share reform, foreign banks have also incorporated the establishment of a corporate branch, the rapid changes and development of the banking industry. In the tide of the reform and development of the banking industry, how to get out of a postal development path with its own characteristics and how to expand its own development space in the fierce competition are the problems that postal store managers at all levels must think about.