随着我国保险业务的普及,保险已经成为人们社会生活的基本保障。如何准确处理社会公德与保险活动之间的关系,是关乎保险事业健康发展的重要问题。本文以阐述保险法社会公德原则的理论内涵为基础,通过典型保险案例的分析与论证,就社会公德原则在适用中存在的法律问题进行探讨,以期明确社会公德原则在保险纠纷中的适用标准。 With the popularity of our insurance business, insurance has become the basic guarantee of people’s social life. How to correctly handle the relationship between social morality and insurance activities is an important issue concerning the healthy development of insurance. Based on the theoretical connotation of the principle of social morality in insurance law, this paper discusses the legal problems existing in the application of the principle of social morality through the analysis and demonstration of typical insurance cases in order to clarify the applicable standards of social morality in insurance disputes.