文章在对中小企业融资难的现状及原因分析的基础上,提出了有针对性的确定中小企业融资政策、为非公有制经济融资搞好环境建设、加大国有商业银行对非公有制经济融资的支持力度、规范非公有制企业内部管理、大力发展融资租赁业、发展面向非公有制经济的中小型金融机构、将民间借贷活动纳入规范轨道、发展“小股市”的建议,旨在解决好非公有制经济融资问题。 Based on the analysis of the status quo and reasons of SME financing difficulties, the article puts forward some specific policies to determine the financing of SMEs, improve the environment for financing non-public ownership and increase the support of state-owned commercial banks for financing non-public ownership Efforts to regulate the internal management of non-public enterprises, vigorously develop the financial leasing industry, the development of non-public ownership of small and medium-sized financial institutions, the non-government loans into the normative track, the development of “small stock market,” the proposal to solve the non-public ownership Economic financing issues.